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Growth is unlikely to happen to any great extent over that time, so you need to optimise for cash in the bank right now.
In order to get to that simplicity though, you might need to do some seriously brain-straining thinking first.
It's not easy, but it is simple: your plan basically just needs to set out…
It certainly doesn't need to be 100 spiral-bound pages of projections and fancy charts.
In fact, the best plan would be so simple that it fits on the back of an index card – meaning that you can commit it to memory and use it to drive every decision you make.
That's a great start, but for most people it'll produce an uncomfortable insight: the gap between where you are and where you want to be seems impossibly large!
With the resources you've got now, how are you possibly going to reach your goal in a sensible period of time?
You could just use your £10m to buy properties, anywhere – you wouldn't need to maximise the rent, manage them well or even keep them all occupied at all times!
You'd be able to buy so much property that you really couldn't fail.
So, if you've got £100,000, you can generate a (pre-tax) profit of £10,000 per year – or £833 per month.
That's unlikely to be enough to hit most people's goals – but then there's the factor.