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Many people like to use their ignorance as an excuse, and the words "I didn't know" are their favorite words of all.
While we've all heard the saying that "ignorance is bliss," we all know that that particular saying is about as true as "the customer is always right" -- they're just words that we hear a lot.
How many times have you thought someone to be a jerk (or worse) because of the way that he or she talked to you or answered one of your questions, only to find out later that something bad had just happened to that person?
Your ignorance caused you to judge harshly and sometimes to lose your own peace of mind, even though had you known the true situation, you probably would have reacted with compassion and caring.
And if you don't have that knowledge, you're ignorant, yet you're still judging. Many people who face difficult financial situations do so because of ignorance -- ignorance of basic financial principles behind credit, ignorance of tax laws and procedures, and ignorance of concepts such as interest and investing.
They find themselves struggling because they just didn't know that putting so much on credit would lead to such high monthly bills.