Essay On Financial Inclusion

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The most common type of the career growth for the financial analyst includes the following positions: Junior Analyst (Assistant Analyst), Analyst, Senior Analyst, Deputy Head of Department, Head of the Department, as stated in Financial risk analyst.

Demographic characteristics of the financial analyst are as follows: the financial analyst is a relatively young, but very demanding professional.

However, the primary concern of the financial analyst today is the situation in the stock market, foreign exchange market and the commodity market, as stated by Roxy White.

The analysis in general is a very complex process that involves many steps.

Examples of fintech developments that have increasingly been embraced by financial users include crowdfunding, robo-advisers, digital payments, peer-to-peer (P2P) or social lending, and insurance telematics.

While these innovative services have disrupted the financial world by including more participants in the money sector, there is still an untapped portion of the world population that remain unbanked or underbanked.

Often the public perceives the job of the financial analyst as the job of the expert, who can analyze any financial performance and to draw conclusions on the ground of that analysis, as stated in Financial Analyst Duties and Responsibilities.

Furthermore, there are two similar professions which often intertwine with one another: financial and investment analyst.

An initiative by the World Bank Group called Universal Financial Access 2020 is taking measures to ensure that the unbanked community has access to traditional platforms like checking accounts by 2020.

People who have basic transaction accounts are classified as the underbanked, which refers to adults who have secured the traditional tools for conducting transactions (such as a bank account), but who are not privy to the digital incorporation of these transactions (such as digital payments).


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